Getting a Canadian study permit in 2026 requires more careful planning than in previous years due to new intake caps and updated financial requirements. However, by following a systematic approach, the process remains manageable.
Here is your step-by-step guide to securing a Canadian study visa.
Step 1: Secure an Offer from a DLI
Before you can apply for a visa, you must be accepted by a Designated Learning Institution (DLI). This is a school approved by a provincial or territorial government to host international students.
- Action: Apply to your chosen college or university.
- Outcome: Once accepted, you will receive an official Letter of Acceptance (LOA). Check that it includes your tuition fees, start date, and graduation date.
Step 2: Obtain your Provincial Attestation Letter (PAL)
A major update for 2026 is the requirement of a Provincial Attestation Letter (PAL) for most undergraduate students. This document proves that your spot fits within the national cap on international student permits.
- Who needs it: Most undergraduate and non-degree students.
- Who is exempt: Master’s and Doctoral (PhD) students, as well as students in primary/secondary school, are generally exempt from needing a PAL in 2026.
- How to get it: Most DLIs will apply for this on your behalf after you accept your offer and pay a tuition deposit.
Step 3: Organize Your Financial Proof
Canada significantly increased its “cost-of-living” requirement. For applications submitted in 2026, you must demonstrate you have enough money to cover your first year of tuition plus living expenses.
| Requirement (Single Student) | Estimated Amount (CAD) |
| Living Expenses | $22,895 |
| Tuition Fees | Varies by program (usually $15,000–$35,000) |
| Travel Costs | ~$2,000 |
Accepted Proof of Funds:
- A Guaranteed Investment Certificate (GIC) from a participating Canadian bank.
- Bank statements for the past 4–6 months.
- Proof of a student loan or scholarship.
Step 4: Prepare the “Study Permit” Application
Most applications are now submitted online via the IRCC (Immigration, Refugees and Citizenship Canada) portal.
Required Document Checklist:
- Identity: Valid passport and two recent passport-sized photos.
- Letter of Explanation (SOP): A Statement of Purpose explaining why you want to study in Canada and why you will return home after graduation.
- Medical Exam: An upfront medical exam from an IRCC-approved panel physician (required if you’ve lived in certain countries for 6+ months).
- Police Certificate: To prove you have no criminal record (if requested).
Step 5: Submit and Pay Fees
Once your documents are uploaded, you must pay the processing fees online.
- Study Permit Fee: $150 CAD.
- Biometrics Fee: $85 CAD (includes fingerprints and a digital photo).
Step 6: Attend Biometrics and Interview
After submitting your application, you will receive a Biometrics Instruction Letter (BIL).
- Biometrics: Book an appointment at a Visa Application Centre (VAC) to have your fingerprints and photo taken.
- Interview: While not always required, an immigration officer may request a short interview to verify your “genuine student” status.
Step 7: Arrival in Canada
If approved, you won’t receive the “Study Permit” itself in the mail. Instead, you get a Port of Entry (POE) Letter of Introduction.
- Traveling: Bring your POE Letter, your valid visa (or eTA), and your LOA.
- At the Border: Present these to the Canada Border Services Agency (CBSA) officer. They will then print and hand you your actual Study Permit.
Important 2026 Update: The 90-Day Rule
If you are taking a “pathway” or prerequisite course (like ESL) before your main degree, your initial study permit will now only be valid for the duration of that course plus 90 days. You must apply for a new permit once you transition to your main program.